Not In Subdivision Homes with Boat Ramp WaterFront Features

Welcome to your dream oasis in sunny Florida, where the allure of waterfront living meets the tranquility of nature! Nestled in a prime location, this unique area is not part of a subdivision, giving you the freedom to embrace a lifestyle that’s all your own. Here, you can enjoy the serenity of spacious lots, surrounded by the beauty of the Sunshine State.

Imagine waking up to the gentle sounds of water lapping against your private boat ramp. Homes in this enchanting region are designed for those who appreciate the finer things in life, especially if you’re a boating enthusiast. With direct access to the water, you can spend your weekends exploring the stunning waterways, fishing, or simply soaking up the sun on your boat.

Each property boasts waterfront features that not only enhance the aesthetic appeal but also provide a lifestyle that many only dream of. Spacious backyards make for perfect outdoor gatherings, while panoramic views of the water create a picturesque backdrop for your evening sunsets.

Living here means you have the best of both worlds—privacy and accessibility. Enjoy the quiet of your own space while being just a short drive away from vibrant local attractions, shopping, and dining. Whether you’re looking for a cozy retreat or a place to entertain family and friends, this area offers homes that cater to all your needs.

Come discover the beauty of waterfront living in Florida—where every day feels like a vacation! Don’t miss out on this unique opportunity to own a slice of paradise.

Newest Not In Subdivision Homes with Boat Ramp WaterFront Features

$650,000

3 Beds ⋅ 2 Baths ⋅ 794686 MLS

Welcome to this exquisite elevated 3-bedroom, 2-bathroom TURNKEY home in the secluded Rocky Creek community, offering both luxury living and direct Gulf access. With year-round neighbors and surrounded by Management Areas, this property is the perfect spot to escape for some R&R! Thoughtfully designed and loaded with upscale finishes, this stilted retreat is the perfect blend of style, comfort, and coastal convenience. Inside, you'll be greeted by upgraded ceilings and an open-concept layout with elegant touches throughout. The spacious kitchen is equipped with high-end appliances, a large walk-in pantry, and seamlessly flows into the main living area, ideal for entertaining or unwinding after a day on the water. The home features a well-planned Jack and Jill bathroom connecting two generously sized bedrooms, each designed with comfort and privacy in mind. Both bathrooms showcase custom tile work in the showers, adding a refined, spa-like feel to your daily routine. Additional premium upgrades include a whole-house transfer generator system with two weeks propane for full operation, a 10,000-gallon rainwater cistern system, and a hard-wired security alarm system with cameras, ensuring year-round peace of mind. Enjoy Gulf breezes from the elevated porch or take full advantage of the immense space below for parking, storage, or entertaining. For the hobbyist or outdoor enthusiast, the property boasts a detached 3-bay workshop, ideal for storing boats, vehicles, or creating your own dream workspace. One of the best things about this property is it comes with its own private concrete boat ramp! No more waiting in long lines at the public boat ramps. Launch your boat from your own yard! Parking under the house is plentiful complete with 2 RV hookups. Located in a tranquil, sought-after area of Steinhatchee, this home offers easy Gulf access for fishing, boating, and exploring Florida's breathtaking Big Bend region. Call today to schedule your private tour, this one is a must see!

340 Sw 470th Ave, Steinhatchee

$599,000

3 Beds ⋅ 3 Baths ⋅ 796348 MLS

At the quiet end of Indiana Avenue, where the road gives way to water and sky, Artist's Hideaway offers a rare combination of privacy, versatility, and uninterrupted western sunsets. This waterfront retreat is designed for those who value light, space, and the freedom to live—and create—on their own terms. Inside, vaulted ceilings and an open living room create an airy, gallery-like atmosphere, ideal for both everyday living and entertaining. The updated kitchen anchors the home with quartz countertops, modern finishes, and a layout that flows seamlessly into the main living space. Luxury vinyl tile runs throughout, providing durability and easy maintenance without sacrificing style. A spacious loft overlooks the living area, perfectly suited as an art studio, creative workspace, or additional guest accommodations. Storage is abundant and thoughtfully integrated, supporting both full-time living and extended stays. Adding to the property's flexibility is a dedicated mother-in-law suite and additional separate sleeping space—equally well-suited for multi-generational living or income-producing rental use—along with a workshop and man cave that will appeal to makers, hobbyists, and boaters alike. Outdoors, the setting is as compelling as the home itself. West-facing waterfront exposure delivers nightly sunset views, while the surrounding natural habitat invites exceptional birdwatching. Waterman's delight with ample boat parking, outdoor shower and the benefit of being at the end of the street, the property offers a sense of seclusion rarely found in Cedar Key. Unique seating area on the water is the perfect getaway for reading, entertaining or relaxing with an iced beverage. Additionally, the home is located in the county rather than within city limits, a distinction that translates to lower property taxes—an increasingly valuable advantage for both full-time residents and investors. Some furnishings and a golf cart may be included with appropriate offer. This home offers a heartfelt story from the original owner who hung a dreamcatcher there, hoping it would be added to by all the subsequent owners and left to ensure the home never went without food. Since then, items securing health and art have been added. What would your goal for this beautiful home be? Artist's Hideaway is more than a residence—it is a waterfront sanctuary that balances creativity, comfort, and coastal solitude in one of Florida's most distinctive island communities. Call today for the showing that will change your life in the most spectacular way!

16490 Indiana Ave, Cedar Key

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