Not In Subdivision Homes with Dock Exterior Features

Not In Subdivision Homes with Dock Exterior Features

Welcome to your own slice of paradise in the beautiful state of Florida! Nestled away from the hustle and bustle, this unique area, known as "Not In Subdivision," offers a tranquil retreat for those seeking a serene lifestyle while still enjoying the conveniences of modern living. Here, you’ll find charming homes that boast stunning dock exterior features, perfect for the avid boater or anyone who appreciates the beauty of waterfront living.

Imagine waking up to the gentle sounds of water lapping against your private dock, where you can sip your morning coffee while soaking in the breathtaking views of the Florida sun rising over the horizon. These homes are designed for those who love the outdoors, providing direct access to some of the best fishing, kayaking, and boating experiences Florida has to offer. Whether you’re hosting family gatherings or enjoying a quiet evening under the stars, your dock serves as the perfect backdrop for unforgettable memories.

The "Not In Subdivision" area also allows for a sense of freedom and individuality, as there are no strict HOA rules to dictate your lifestyle. You can truly make your home your own, whether that means cultivating a lush garden, adding a fire pit for cozy evenings, or expanding your outdoor living space.

With its prime location in Florida, you’re just a short drive away from stunning beaches, vibrant shopping districts, and delightful dining options. Discover the charm of waterfront living in this exceptional community, where your dream home awaits!

Newest Not In Subdivision Homes with Dock Exterior Features

$850,000
4 Beds ⋅ 2 Baths ⋅ 799629 MLS
Nothing beats living on The Great Suwannee River, in the heart of the Fowlers Bluff Community you will find this custom (original owner) concrete block home with gorgeous hardiplank siding. This home was beautifully designed and perfectly curated with River Living in mind. 3148 total square feet with 4 bedrooms/2 bathrooms , a custom indoor/outdoor bar , gorgeous 8x12 chlorine pool , fully screen porch with a priceless view of the canal. As you arrive at the home you have the choice of entering with the lift or steps , and will see a screen porch entering to the front door. A gorgeous entry showcasing the spacious kitchen with dual refrigerators , gorgeous granite countertops and abundant cabinetry. A spacious dining room and a walk in pantry. All closets are crafted with custom shelving. Large open living room with elevated ceiling details and wood burning fireplace. On one side of the home you have 3 bedrooms a jack in jill style bathroom , a spacious storage room as well. The other side you have your master bedroom (extremely oversized) , walk in closet and master bathroom as well as laundry room with laundry tub. You acn exit onto the gorgeous back patio through the French doors in the living room, exit door in the kitchen or enter the bar and exit outside. The bar is epic! Custom built offers stove cooktop , fridge in place as well as sink, you can easily serve friends and entertain at the bar with the large open window. Friends and family can gather, swim in the pool, enjoy cocktails and never have to worry about anything inside the spacious screened patio. Taking a stroll outside you will see an all marine pressure treated wood outdoor patio perfect for enjoying the views of the canal, a long deck that takes you directly to the boat dock. The boat dock is an amazing bonus to have and has a nice covered sitting area. You also have a great storage building for all your storage needs. No need to ever worry about losing power with the nearly brand new generac recently installed. Yard is partially fenced perfect for pets and children and offers detached 2 car carport. Take as many boat rides and fishing trips you want being less than 100ft to the Suwannee River. This home is one you truly have to see in person to see what all it has to offer. Call today for YOUR tour!

4190 Nw 153rd Ct, Chiefland
$599,000
3 Beds ⋅ 2 Baths ⋅ 799608 MLS
A Rare Suwannee Riverfront Retreat Where Luxury Meets the Florida Nature Coast Discover the rare opportunity to own an exceptional Suwannee River waterfront estate set high and dry on a scenic bluff in one of the most sought-after stretches of Florida's Nature Coast. With paved road access, elevated riverfront property, and a beautifully maintained ground-level brick home, this extraordinary retreat offers the perfect blend of comfort, privacy, recreation, and timeless Florida living. From the moment you arrive, the setting is truly special. The expansive 3-bedroom, 2-bath main residence offers more than 1,700 square feet of heated living space, providing a comfortable and inviting environment for full-time living or unforgettable weekend escapes. A one-car attached garage adds convenience, while the property's elevated position provides peace of mind and beautiful views of the legendary Suwannee River. For guests, extended family, or entertaining, the property offers an exceptional detached 1-bedroom, 1-bath bunk house complete with a spacious entertainment room and wet bar. This versatile guest retreat provides the perfect space for visitors, a private getaway, additional storage, or unforgettable gatherings. A covered area at the front offers additional flexibility for parking a golf cart or UTV, storing equipment, or creating a workshop. Outdoor enthusiasts will appreciate the impressive storage options, including a large side carport with ample room for a sizable boat. With the river just steps away, this property is designed for those who want to embrace the best of the Florida lifestyle—boating, fishing, kayaking, canoeing, wildlife watching, and endless days spent on the water. The Suwannee River offers easy navigation and access toward the Gulf of America, just a short 30-minute boat ride away. Imagine beginning your day with coffee overlooking the river, spending the afternoon exploring crystal-clear springs and hidden waterways, and ending the evening watching the sun set over one of Florida's most iconic natural treasures. The location is equally impressive. Fanning Springs State Park, Otter Springs, Hart Springs, and Manatee Springs are all nearby, offering some of the most beautiful freshwater adventures in the state. Enjoy boating to a nearby waterfront restaurant for a memorable meal, or explore the Nature Coast State Trail by bicycle or on foot. Whether you are searching for a luxurious primary residence, an exclusive vacation retreat, a riverfront investment property, or the ultimate outdoor enthusiast's escape, this rare Suwannee River property offers a lifestyle that is increasingly difficult to find. High and dry. Riverfront. Private. Versatile. Unforgettable. If you have been searching for a Florida river house, Suwannee River property, boating retreat, or private Nature Coast escape, this exceptional property delivers the location, elevation, water access, accommodations, and lifestyle you've been waiting for.

27717 Se Hwy 19, Old Town
$849,000
4 Beds ⋅ 2 Baths ⋅ 799534 MLS
Discover an incredible investment opportunity in the heart of Cedar Key with this rare waterfront multi-family home situated on 0.51 acres. Each side of this elevated duplex features 2 bedrooms and 1 bathroom, offering comfort, privacy, and strong rental appeal. The property boasts 1,470 sq. ft. of cooled living space and 3,552 sq. ft. total, providing plenty of room for guests, family, or tenants. Perched directly on the water, this stilt-built home includes two covered parking spaces per unit, offering convenience and protection. Residents and guests can enjoy the private dock, ideal for boating, fishing, paddleboarding, and taking in Cedar Key's unforgettable sunsets. Currently operating as a successful income-producing rental on multiple platforms, the home comes fully furnished, making it a true turn-key investment. Whether you're looking to expand your rental portfolio or live on one side while renting out the other, this property offers tremendous flexibility. A standout feature of this property is its unique zoning, which may allow for the addition of up to four total units—a rare opportunity in Cedar Key. Buyers are encouraged to perform their own due diligence to confirm buildability and expansion options. With spectacular water views, proven rental performance, and future development potential, this property offers endless possibilities for investors or owner-occupants seeking a slice of Cedar Key paradise.

11918 State Rd 24, Cedar Key
$420,000
3 Beds ⋅ 4 Baths ⋅ 799520 MLS
Wake up to breathtaking views of the Suwannee River from this lovely 3-bedroom, 3-bath waterfront home on 4 private riverfront acres. Built in 2001, this well-maintained home offers approximately 150 feet of direct river frontage, creating your own private slice of waterfront paradise. The spacious kitchen opens to the main living area, making it ideal for entertaining family and friends. A desirable split-bedroom floor plan provides privacy, while the oversized primary suite is a true retreat with dual bathrooms, large walk-in closets, and plenty of room to relax after a day on the water. The home has plenty of windows that showcase the ever-changing beauty of the Suwannee. The covered back porch is a sweet spot to effortlessly spend countless hours relaxing in the fresh air, watching the boats drift by on the river. Outside, the amenities continue with a floating dock for easy river access, a charming gazebo overlooking the water, and gorgeous mature trees that provide beauty and shade throughout the property. A convenient cargo lift makes bringing groceries, luggage, and supplies upstairs painless. Located adjacent to Gornto Springs Park, you'll enjoy quick access to a public boat ramp, picnic areas, playground, and endless opportunities for boating, fishing, kayaking, scalloping adventures, and exploring the famous Suwannee River. Whether you're looking for a full-time waterfront residence or a weekend getaway, this one-of-a-kind property delivers the Florida lifestyle you've been dreaming of. Schedule your private showing today!

1587 Ne 930th St, Old Town
$489,000
2 Beds ⋅ 1 Baths ⋅ 799120 MLS
Rocky Creek Gulf-access home with direct access to the Gulf of America! This waterfront retreat offers the perfect blend of coastal living, boating convenience, and peaceful privacy. Nestled along the tidal creek water access, you can step from your backyard to your boat and be cruising open Gulf waters in minutes—no fixed bridges and endless opportunities for fishing, scalloping, and sunset cruises. This 2 bedroom 1 bath home is designed for those who love life on the water. The property is 2 lots with house sitting on one lot. The stilted home featuring spacious outdoor living areas, large kitchen, gas stove, walk-in shower bath, Gas fire place, comes completely furnished. The downstairs under house has plenty of room for parking, shed with bathroom, room for boat storage. Property has easy access to nearby boat ramps. Whether you're looking for a full-time residence, vacation getaway, or investment property, this location delivers the true Florida lifestyle. Enjoy breathtaking sunsets, world-class fishing, and the laid-back charm of Florida's Nature Coast, all while being tucked away in a quiet waterfront setting. From morning coffee overlooking the water to evenings spent cleaning the day's catch, every day feels like a getaway. If you've been searching for Gulf-access living with privacy, convenience, and unforgettable views, this Rocky Creek home is ready to welcome you. This property is in the vacation rental pool, call Shelly at 352-356-3043 for a time available for showing.

315 Sw 459th St, Steinhatchee
$2,200,000
6 Beds ⋅ 5 Baths ⋅ 799086 MLS
Welcome to this spacious 6 bedroom, 5 bathroom coastal retreat offering the perfect blend of personal enjoyment and rental income potential. Situated on deep water with multiple boat lifts and ample dockage, this property is a dream for boating and fishing enthusiasts—with a short ride to the mouth of the Gulf. Designed with flexibility in mind, the home features a fully functional downstairs living space complete with a private bedroom, bathroom, and kitchen—ideal for separate rental income, guest accommodations, or multi-generational living. Live in one area while generating income from the other. Enjoy outdoor living at its finest with a beautifully covered deck, outdoor kitchen, and an upstairs screened-in balcony—perfect for taking in the coastal breeze. Inside, the main kitchen offers granite countertops, abundant cabinetry, and generous storage throughout. Additional features include two separate laundry rooms (upstairs and downstairs) for added convenience, and a location that puts you just a short golf cart ride from local marinas, restaurants, and everything Steinhatchee has to offer. Whether you're looking for a full-time residence, vacation getaway, or high-performing rental investment—this property checks all the boxes.

618 Se Riverside Dr, Steinhatchee
$410,000
2 Beds ⋅ 2 Baths ⋅ 799006 MLS
Welcome to your slice of the Gulf Coast lifestyle in Steinhatchee—where the days are slower, the sunsets hit different, and the water is always calling your name. This beautifully maintained waterfront condo offers the perfect blend of comfort, convenience, and coastal charm. Whether you're looking for a full-time residence, weekend escape, or income-producing rental investment. Positioned directly on the water, this unit comes turn-key and fully furnished, allowing you or your guests to walk in and immediately start enjoying everything this laid-back fishing community has to offer. From the moment you step inside, you're welcomed by an open-concept layout designed for easy living and entertaining. The living space features warm bamboo wood flooring, coastal-inspired dcor, and natural light that flows seamlessly from the living room to the dining and kitchen areas. The kitchen is equipped with granite countertops, stainless steel appliances, and ample cabinetry, making it just as functional as it is inviting. Bedrooms are thoughtfully designed with comfort in mind ideal for relaxing after a long day on the water. The private balcony access offers a peaceful place to unwind while taking in those unforgettable coastal views. One of the standout features of this property is the designated boat slip, giving you direct access to the water anytime you're ready to fish, scallop, or cruise the Gulf. No hauling, no hassle, just step out and go. If you've been waiting for the right waterfront opportunity in Steinhatchee, this is it. Call today to schedule a private showing and let's get you on the water before scallop season!

7086 Sw Hwy 358 Unit 3C, Steinhatchee
$724,900
2 Beds ⋅ 2 Baths ⋅ 798972 MLS
Riverfront Investment Opportunity in Steinhatchee!!! Welcome to 17 SW 282nd Ave — a beautifully upgraded and freshly repainted riverfront retreat offering over 300 feet of Steinhatchee River frontage with deep water access to the Gulf of Mexico! Built in 2017, this 2-bedroom, 2-bathroom home sits on a fully fenced and gated property that's ideal for both personal enjoyment and has na impressive rental history. The paved driveway leads you right to the water, where you'll find a massive floating dock—perfect for docking multiple boats with ease. This is a rare find in Steinhatchee. Whether you're relaxing on the weekends or hosting guests, this property has everything you need, including four camper hookups for added flexibility and income generation. Nestled next to the up and coming Steinhatchee River Club development on the Dixie County side, this location offers unbeatable river views, plenty of parking on and off the river and a convenient access to local amenities. This is more than just a getaway—it's a smart investment in Steinhatchee's growing waterfront market. Don't miss your chance to own a piece of paradise on the river!

17 Sw 282nd Ave, Steinhatchee
$449,000
3 Beds ⋅ 2 Baths ⋅ 797613 MLS
This water front home on a Florida island is waiting for you! With three roomy bedrooms and two full baths, you will have plenty of room for guests (...buy a water front home in Florida and you will definitely have guests!) In a long-time established neighborhood, this home has a relatively open floor plan that will work well for entertaining, too! Beautiful hardwood floors run throughout the home, with tiled kitchen, baths and laundry/utility room. Be captivated by the saltwater and all of nature's wildlife that make the salt marsh their home. There are plenty of water and wildlife viewing spots, both inside and outside the home--two sets of French doors from the dining/living area open onto the house-wide water front deck, as well as a single set off the master suite! Sit at the end of the boat dock and enjoy serene surroundings--it is magnificent! Mature landscaping in the front adds to curb appeal, and loads of room in the closed in area underneath the home makes for great storage for coolers, beach chairs, tackle and fishing gear, life preservers and even kayaks! Take time to enjoy the island's great fishing, or spend a day reading, shelling or sunning on an uninhabited barrier island--all to yourself! A nice walk to downtown food and island fun, this home will be a great landing spot for you!

12410 Cedar St, Cedar Key
$897,500
3 Beds ⋅ 3 Baths ⋅ 795926 MLS
Welcome to your dream retreat in the heart of Cedar Key! This beautifully renovated waterfront home offers unobstructed views of the Gulf and breathtaking Levy County sunsets — truly the best of this special area of north Florida. Situated on a large, landscaped lot at the end of a quiet cul-de-sac, this home is the perfect blend of peaceful seclusion and modern luxury. The upper main level features a spacious open-concept living room, dining area, and gourmet kitchen — all with expansive water views that will steal your heart. High-end appliances, elegant finishes, and thoughtful design make this home completely move-in ready. Step out onto the huge open deck, ideal for outdoor entertaining, or enjoy a quiet evening on the screened-in porch. Upstairs bedrooms offer cozy comfort with serene views, while the lower level provides a spacious family room, a two-car garage, and a separate workshop — perfect for hobbies, projects, or extra storage. Located adjacent to the Cedar Key Airstrip, you'll enjoy both convenience and privacy in this tucked-away paradise. Fish right off the oyster bars behind the house when the tide is in, or head out for world-class inshore and offshore fishing just minutes away with your own boat or hire one of the many local guides! (we can "hook" you up to limit out on redfish and trout!) Live the Cedar Key lifestyle with local festivals, unique gift shops, vibrant restaurants and bars, fresh local clams and oysters, and a warm, welcoming community. The highly rated Cedar Key School (Pre-K through 12th grade), active civic groups, churches, library, chamber of commerce and a community garden all contribute to the small-town charm that makes Cedar Key so special. And the island is totally golf cart friendly, which only adds to the sense of community! Don't miss your chance to own this rare waterfront gem — it's the whole package! Call today to schedule your private showing and experience the magic of Cedar Key living.

16931 Sw 133rd St, Cedar Key
$599,000
3 Beds ⋅ 3 Baths ⋅ 796348 MLS
At the quiet end of Indiana Avenue, where the road gives way to water and sky, Artist's Hideaway offers a rare combination of privacy, versatility, and uninterrupted western sunsets. This waterfront retreat is designed for those who value light, space, and the freedom to live—and create—on their own terms. Inside, vaulted ceilings and an open living room create an airy, gallery-like atmosphere, ideal for both everyday living and entertaining. The updated kitchen anchors the home with quartz countertops, modern finishes, and a layout that flows seamlessly into the main living space. Luxury vinyl tile runs throughout, providing durability and easy maintenance without sacrificing style. A spacious loft overlooks the living area, perfectly suited as an art studio, creative workspace, or additional guest accommodations. Storage is abundant and thoughtfully integrated, supporting both full-time living and extended stays. Adding to the property's flexibility is a dedicated mother-in-law suite and additional separate sleeping space—equally well-suited for multi-generational living or income-producing rental use—along with a workshop and man cave that will appeal to makers, hobbyists, and boaters alike. Outdoors, the setting is as compelling as the home itself. West-facing waterfront exposure delivers nightly sunset views, while the surrounding natural habitat invites exceptional birdwatching. Waterman's delight with ample boat parking, outdoor shower and the benefit of being at the end of the street, the property offers a sense of seclusion rarely found in Cedar Key. Unique seating area on the water is the perfect getaway for reading, entertaining or relaxing with an iced beverage. Additionally, the home is located in the county rather than within city limits, a distinction that translates to lower property taxes—an increasingly valuable advantage for both full-time residents and investors. Some furnishings and a golf cart may be included with appropriate offer. This home offers a heartfelt story from the original owner who hung a dreamcatcher there, hoping it would be added to by all the subsequent owners and left to ensure the home never went without food. Since then, items securing health and art have been added. What would your goal for this beautiful home be? Artist's Hideaway is more than a residence—it is a waterfront sanctuary that balances creativity, comfort, and coastal solitude in one of Florida's most distinctive island communities. Call today for the showing that will change your life in the most spectacular way!

16490 Indiana Ave, Cedar Key
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