Cedar Key Homes with Gulf Access WaterFront Features

Cedar Key Homes with Gulf Access WaterFront Features

Welcome to Cedar Key, Florida—a hidden gem nestled along the Gulf Coast that offers a unique blend of natural beauty, rich history, and a relaxed coastal lifestyle. Located in Levy County, Cedar Key is renowned for its stunning waterfront views, charming small-town atmosphere, and abundant outdoor activities. With its picturesque islands and lush landscapes, this quaint town is a haven for nature lovers and adventure seekers alike.

Cedar Key boasts a diverse array of homes with Gulf access, allowing residents to fully embrace the coastal lifestyle. Imagine waking up to the soothing sounds of the waves and stepping out onto your private dock for a morning kayak ride or an afternoon of fishing. Many of these waterfront properties come equipped with features that enhance your living experience—think spacious decks for entertaining, panoramic views of the Gulf, and easy access to pristine beaches and vibrant marine life.

In addition to its beautiful homes, Cedar Key offers a vibrant community with local shops, seafood restaurants, and art galleries that celebrate the town's rich cultural heritage. Enjoy fresh catches from the Gulf at one of the many delightful eateries or explore the scenic trails of the nearby Cedar Key National Wildlife Refuge.

Whether you’re searching for a vacation retreat, a permanent residence, or an investment opportunity, Cedar Key’s waterfront homes with Gulf access provide the perfect backdrop for your coastal dreams. Embrace the tranquility and charm of Cedar Key—where every day feels like a vacation!

Newest Cedar Key Homes with Gulf Access WaterFront Features

$369,000
2 Beds ⋅ 1 Baths ⋅ 799573 MLS
Best priced waterfront on the island! Boat dock with good water access makes this an ideal Cedar Key getaway! Tucked away in a less traveled corner of the historic downtown, the restored Hayes David Home blends timeless island charm with thoughtful modern updates. This beautifully renewed cracker-style home has been brought back to life with quality craftsmanship and creative woodworking touches that give the property warmth, character, and a true sense of place. Inside, you'll find inviting living spaces filled with detail, including a cedar-lined closet and custom features that make the home feel both comfortable and unique. Every inch has been carefully restored while still honoring the classic style that makes Old Florida homes so special. Outside, there is plenty of room for vehicles, golf carts, and boats—perfect for enjoying life on the island and getting out on the water whenever the mood strikes. The finished backyard with partial fencing offers a relaxing space for entertaining, gardening, or simply enjoying the coastal breeze after a day downtown. Whether you're searching for a full-time residence, a peaceful weekend getaway, or an income-producing vacation rental, this charming cottage delivers flexibility and island lifestyle in one unforgettable package. Enjoy pulling your boat up to your dock, dropping blue crab traps, or fishing right from land! Recent rental history available on request. Located just moments from Cedar Key's restaurants, shops, marina, and waterfront sunsets, this is island living at its finest.

6061 A St, Cedar Key
$849,000
4 Beds ⋅ 2 Baths ⋅ 799534 MLS
Discover an incredible investment opportunity in the heart of Cedar Key with this rare waterfront multi-family home situated on 0.51 acres. Each side of this elevated duplex features 2 bedrooms and 1 bathroom, offering comfort, privacy, and strong rental appeal. The property boasts 1,470 sq. ft. of cooled living space and 3,552 sq. ft. total, providing plenty of room for guests, family, or tenants. Perched directly on the water, this stilt-built home includes two covered parking spaces per unit, offering convenience and protection. Residents and guests can enjoy the private dock, ideal for boating, fishing, paddleboarding, and taking in Cedar Key's unforgettable sunsets. Currently operating as a successful income-producing rental on multiple platforms, the home comes fully furnished, making it a true turn-key investment. Whether you're looking to expand your rental portfolio or live on one side while renting out the other, this property offers tremendous flexibility. A standout feature of this property is its unique zoning, which may allow for the addition of up to four total units—a rare opportunity in Cedar Key. Buyers are encouraged to perform their own due diligence to confirm buildability and expansion options. With spectacular water views, proven rental performance, and future development potential, this property offers endless possibilities for investors or owner-occupants seeking a slice of Cedar Key paradise.

11918 State Rd 24, Cedar Key
$889,000
3 Beds ⋅ 3 Baths ⋅ 799230 MLS
Enjoy island living at its finest in this waterfront pool home in Cedar Key! The views from here are simply breathtaking! A Gulf front home nestled beneath sprawling oak trees, this beautifully designed three-bedroom, three-bath home offers the perfect blend of comfort, privacy, and coastal charm. Builder was an engineer, which means you'll get to enjoy high ceilings, an open floor plan, and a spacious waterfront primary suite create an airy, inviting atmosphere. The two additional bedrooms and a full bath on the opposite side of the home make this an excellent home choice for solitude and privacy. Weathered cedar shake shingles blend seamlessly with the natural surroundings, giving the home a timeless island feel. Additional features include a non-commercial elevator and an Aquasana whole-house water filtration system for added convenience and peace of mind. All-new luxury vinyl plank flooring has been installed throughout the bedrooms, bathrooms, and sunroom, adding warmth, durability, and a fresh coastal feel to the home. The sunroom is designed for year-round enjoyment with a commercial-grade mini-split system and window shades, creating the perfect space to relax with morning coffee, unwind with a book, or take in the peaceful waterfront views in comfort no matter the season. Downstairs, the three-bay garage and workshop include a full bath that conveniently serves the beautiful in-ground swimming pool. With a private peninsula setting, very few neighboring homes, and breathtaking surroundings, this property is a rare opportunity to experience the beauty and tranquility of waterfront living from this cozy and divinely serene home in Cedar Key. Call today to schedule your private showing!

11471 Sw 154th Ave, Cedar Key
$349,999
799223 MLS
Mixed-use restaurant property in Cedar Key just steps from the marina and coastal attractions. Fishbonz features an established restaurant space on the ground level, plus two finished apartments that provide rental income. Strong tourism traffic, walkable location, and limited commercial inventory make this an attractive owner-user or investment opportunity in a tightly held coastal market.

505 Third St, Cedar Key
$195,000
799170 MLS
WATERFRONT!! WATERFRONT!! Set on more than half an acre on the island, this exceptional waterfront homesite offers the kind of coastal lifestyle people dream about. Wake up each morning to breathtaking east-facing sunrise views over the Gulf of Mexico, where open water vistas and coastal breezes create a peaceful start to every day. Nature lovers will appreciate the property's ideal birding location, with opportunities to watch native birds and wildlife right from your future porch. The lot has already been cleared for building while still maintaining a sense of privacy and natural beauty. Utilities have a jumpstart as water and sewer have already been permitted and installed on the property. Build your boat dock and take full advantage of living the waterfront dream. Launch your small boat or kayak from your own back yard and lose yourself in Florida's unspoiled nature or take advantage of Cedar Key's world class fishing. Design your elevated island retreat to take full advantage of the scenery, including the possibility of stunning west-facing sunset views that make Cedar Key famous for some of the best sunsets anywhere on the Gulf Coast. From here, your street-legal golf cart becomes your ticket to the laid-back island lifestyle. Cruise down to the historic downtown district for a fresh grouper sandwich at a local favorite cafe, grab a handcrafted coffee from a small-town barista with big-city talent, browse charming shops, or relax at the city park and enjoy the waterfront views and people-watching. You'll also find yourself surrounded by a thriving artist community that gives the island its unique character and creative energy. Whether you are planning a full-time residence, vacation getaway, or future investment, this rare island property offers elbow room, incredible views and the unforgettable charm of Old Florida living.

12325 Bay St, Cedar Key
$1,250,000
3 Beds ⋅ 3 Baths ⋅ 799144 MLS
Tucked away at the end of a peaceful, quiet street, this exceptional waterfront retreat on the island of Cedar Key offers the perfect blend of coastal charm, boating lifestyle, and relaxed island living. Just a short golf cart ride to downtown shops, restaurants, and marinas, this beautifully maintained 3-bedroom, 2.5-bath home is designed for making the most of life on the water. Step inside to an inviting open floor plan filled with natural light and stunning water views. The spacious living, dining, and kitchen areas flow seamlessly together, creating the ideal space for entertaining family and friends. Multiple levels of decking — both open-air and enclosed — provide endless opportunities to enjoy morning coffee, sunset cocktails, coastal breezes, and year-round outdoor living. Boaters and anglers will appreciate the private dock featuring a floating dock and dedicated fish cleaning station, making it easy to head out for a day on the Gulf or clean the day's catch right at home. Beneath the home, the air-conditioned lower-level space offers the ultimate man cave, complete with two refrigerators and an ice maker — perfect for entertaining, game days, or storing all your fishing and boating essentials. A separate storage area provides additional convenience for tools and gear. Outside, the fully landscaped yard creates a private tropical setting, while the large concrete slab under the home offers the perfect spot for a fire pit gathering area, outdoor entertaining, or relaxing after a day on the water. Whether you're searching for a full-time residence, weekend getaway, or income-producing island retreat, this waterfront gem delivers the laid-back luxury and boating lifestyle that make Cedar Key so special.

16851 Anna St, Cedar Key
$649,999
4 Beds ⋅ 2 Baths ⋅ 799122 MLS
Welcome to your slice of island paradise in Cedar Key! This stunning 4-bedroom, 2-bath concrete block, two-story Key West–style home sits on a .26-acre waterfront lot with direct canal access and just a short boat ride to the open waters of the Gulf of Mexico. Whether you're searching for a full-time residence, vacation getaway, or proven income-producing property, this coastal gem checks every box. From the moment you arrive, you'll be captivated by the vibrant island colors, charming shutters adorned with pelicans and palm trees, and lush landscaping featuring mature trees and a striking bird of paradise in the front of the home. A wood walkway welcomes you to the front door, while ample parking—including a rock driveway—offers easy access for vehicles or golf carts. Inside, the home offers 2,128 square feet of heated and cooled living space, fully furnished, with the exception of some artwork that the seller intends to take with them. The upper level features a bright and airy layout with a beautiful kitchen complete with wood cabinetry, a dining area with breathtaking water views, and a spacious living room perfect for gathering. Two bedrooms are located upstairs, including the primary suite with a full bath. Step out onto the second-story deck and take in unforgettable sunset views over the water—truly the highlight of this home. The unfinished lower level offers incredible versatility with two additional bedrooms, a finished full bathroom, and a large unfinished flex space ideal for a game room, family room, art studio, or additional entertaining area. A stunning coastal mural by a talented local artist adds character and charm to the downstairs space. This space only requires minimal finishing touches to make it complete. Outdoor living is where this property truly shines. Enjoy peaceful mornings and golden evenings from the covered back porch, expansive open deck, or right down by the water. Watch mullet jump, Porpoises pass through at high tide, and birds soar overhead—this is a nature lover's dream. A brand-new, heavy-duty concrete seawall provides peace of mind, with pilings in place to tie up your boat after a day on the water. Additional features include tile flooring throughout both levels, elevated HVAC system and electrical panel for added storm protection, a large concrete slab where a garage once stood, and a beautifully landscaped backyard with a mature oleander adding to the tropical ambiance. Currently a successful vacation rental managed by a local property management company, this home offers immediate income potential or the opportunity to make it your own private coastal retreat. Located just a short golf cart ride from downtown Cedar Key, you'll have easy access to local restaurants, shops, parks, fishing piers, nature trails, and more. Beyond the home itself, you're becoming part of a one-of-a-kind community known for its friendly atmosphere, incredible wildlife, and laid-back island lifestyle. Waterfront, sunsets, income potential, and island charm—this is Florida living at its finest.

16511 Sw 120th Pl, Cedar Key
$679,000
3 Beds ⋅ 3 Baths ⋅ 798870 MLS
Discover the perfect blend of coastal charm and modern comfort with this beautifully updated 3-bedroom, 3-bath waterfront home in Cedar Key. Whether you're searching for a full-time residence, a relaxing second home, or a high-potential rental property, this checks all the boxes. Nestled on a spacious and private waterfront lot, this elevated 2-bedroom, 2-bath home with 1-large room and 1-bath downstairs offers the perfect blend of comfort, natural beauty, and direct access to the Gulf. Step inside to find a thoughtfully renovated interior featuring a brand-new kitchen with quartz countertops, new appliances including a double-oven and gas stove top and plenty of counter and cabinet space that would make any chef feel excited to showcase their talent. Stylish, beautiful luxury vinyl planking throughout the entire house makes the home feel warm and modern. The open layout creates a welcoming feel, while the family room boasts soaring ceilings that bring in natural light and highlight the home's spacious design. The huge front sunroom is a standout feature, offering panoramic water views and the perfect spot to relax with a morning coffee or unwind after a day on the water. Outside, the home has been freshly painted within the last two years, offering peace of mind and great curb appeal. The property includes a garage with an additional storage room—perfect for fishing gear, kayaks, or tools. Park your boat, golf cart or vehicle and still have plenty of space in the work room. Enjoy true waterfront living with your own dock, ideal for fishing, relaxing, or launching your next adventure. A boat lift is already in place, adding extra convenience for boaters. Nature lovers will appreciate the abundance of wildlife right outside their door. Watch osprey soar overhead and enjoy a variety of coastal birds that make this area so special. Fishing is available right outside the door from the shore or easy kayak and boat access. With direct water access and breathtaking views, this home is a rare find and offers the best of the laid-back lifestyle Cedar Key is known for. This is more than a home—it's a coastal retreat with endless possibilities. Whether you're looking for a full-time residence, vacation getaway, or investment property, this Cedar Key gem checks every box. With its large lot, direct water access, and peaceful location, beautiful home, it's a rare find in a unique and welcoming community. Don't miss the chance to own a piece of Old Florida charm with modern amenities—schedule your private tour today and discover all this exceptional property has to offer!

16431 Sw 120th Pl, Cedar Key
$895,000
4 Beds ⋅ 3 Baths ⋅ 798841 MLS
Welcome to your dream retreat on Florida's beautiful Nature Coast. This expansive 4,366 sq ft (bottom floor will need renovation) island home offers unobstructed, open-water views of the Gulf of Mexico from nearly every room—including a breathtaking look out to Atsena Otie Key. Perfect for entertaining or simply enjoying peaceful island life, the main level features a wide open floor plan with generous living and dining areas situated between two spacious bedrooms in a split layout. The great room is lined with plantation-shuttered windows, allowing natural light to pour in and offering a front-row seat to the stunning seascape just beyond your deck. The kitchen is a true showpiece, featuring dual granite-topped islands—one for prep and one for casual seating—along with custom wood cabinetry, a built-in refrigerator/freezer, built-in double wall ovens, and a large pantry. Glass display cabinets and rich wood details complete the space, making it as functional as it is beautiful. The sprawling primary suite offers incredible Gulf views, a large sitting area, custom wall art, and a room-sized walk-in closet with wood shelving for easy organization. The attached bath includes double sinks, custom cabinetry, a large glass-enclosed shower, and a walk-in tub—designed with comfort and luxury in mind. The guest bedroom is generously sized as well, with space for two queen beds and an ensuite bath that also features a walk-in tub. Step outside to the wide Gulf-facing deck, with stainless steel railings and glass infill for uninterrupted views of the open water and the uninhabited islands in the distance. Whether you're lounging with a morning coffee or taking in a fiery sunset, the deck is an extension of your living space, tailor-made for island life. Downstairs, you'll find a separate-entry one-bedroom apartment with full Gulf views, currently in need of renovation. While the framing, electrical, and plumbing remain intact, this space awaits your personal touch to bring it back to life. Also impacted by the recent hurricane are the boardwalk, pier, and stairwell—all of which will need to be replaced. The elevator is currently not in working order and will require repair, while the glass pane on the upstairs deck will be replaced prior to closing. A wall inside the home featuring children's drawings is covered with an erasable surface and can be easily removed if desired. Located directly across from the island's public airstrip, this home is ideal for private pilots seeking a Gulf getaway. Tie-down space is available just steps away, making aerial access a breeze. For land-based adventures, hop in your golf cart and cruise along the water to the island's charming downtown, where you'll find a coffee shop, restaurants, public beaches, bars, library, and beautiful scenery around every corner—all just minutes away. This is one of the largest homes on the island, and it's located in a truly spectacular setting with unmatched Gulf access and sweeping open-water views. While some updates and repairs are needed, the potential to create your dream island escape is already here. Make an offer and turn this Gulf-front gem into your personal paradise!

16616 Sw Airport Rd, Cedar Key
$359,000
2 Beds ⋅ 2 Baths ⋅ 798815 MLS
Experience the beauty of Florida's Gulf Coast with this 2-bedroom, 2-bathroom waterfront condo located in charming Cedar Key on the estuary side of the Gulf of Mexico. This peaceful coastal retreat offers stunning water views and an incredible natural setting where you can regularly watch dolphins swim by and enjoy the abundance of coastal birds that call the area home. Inside, the condo features a comfortable layout with spacious living areas and large windows that bring in natural light and showcase the surrounding water and wildlife. With two bedrooms and two full bathrooms, there's plenty of room for relaxing, hosting guests, or enjoying a quiet getaway. Step outside and take advantage of the community's resort-style amenities including a pool, hot tub, and private dock—perfect for fishing or simply soaking in the coastal atmosphere. The property also includes a fish cleaning station, making it easy to prepare your fresh catch after a day on the water. Whether you're looking for a full-time residence, vacation getaway, or investment property, this waterfront condo offers the ideal combination of nature, relaxation, and classic Old Florida charm. Enjoy fishing, kayaking, birdwatching, and unforgettable sunsets right outside your door. Don't miss the chance to own a slice of paradise on the Gulf Coast in beautiful Cedar Key.

11 Old Mill Dr Unit 8D, Cedar Key
$859,900
2 Beds ⋅ 1 Baths ⋅ 796354 MLS
Tucked away on a private waterfront peninsula in historic Cedar Key, this rare coastal retreat offers the kind of setting most people only dream about! Surrounded by breathtaking water views and towering native trees, this 2 bedroom, 1 bath home captures unforgettable west-facing sunsets across the Gulf of Mexico from one of the most unique locations on the island. Set on three separate lots totaling more than an acre, the property offers endless possibilities. Expand the existing home, build an additional residence, create a family compound, or simply enjoy the combination of island living and open space that is nearly impossible to find in Cedar Key. The downstairs flex space provides room for hobbies, storage, guest overflow, or a future studio or workshop. Outdoor living takes center stage here. Fish directly from the shoreline, watch dolphins and birds pass by, or relax beneath the incredible canopy of mature trees that give the property its peaceful Old Florida charm. A cargo lift adds convenience, while the garage, carport, and generous boat trailer parking make it easy to enjoy the waterfront lifestyle to the fullest. Located less than a block from the state museum and just a quick five-minute golf cart ride to downtown Cedar Key's restaurants, shops, marina, and community events, this property offers both privacy and convenience in one spectacular package!

16650 120th Pl, Cedar Key
$165,000
796230 MLS
Discover a rare opportunity to own a waterfront vacant lot in Cedar Key where you can create a coastal retreat, a small commercial venture, or a combination of both, depending on your plans and local zoning approvals. Tucked away on a private dead-end road, this property delivers a quiet Old Florida setting while keeping you close enough to take your golf cart downtown to the heart of the island's restaurants, shops, and boardwalk charm. With a dock already in place and direct Gulf access this makes this parcel especially attractive for boaters and anglers who want immediate access to the Gulf without bridges or idle zones, while the existing concrete pad provides a practical head start for future improvements. With Cedar Key's reputation as a laid-back fishing and arts community, this lot offers excellent potential as a personal coastal getaway, an income-producing commercial site, or an inspired live/work property.

Lot 7 9th St, Cedar Key
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