Fanning Springs Homes under $400,000

Fanning Springs Homes under $400,000

Welcome to Fanning Springs, Florida, a hidden gem nestled in the heart of the Sunshine State! Known for its picturesque landscapes and warm, welcoming community, Fanning Springs offers a unique blend of small-town charm and natural beauty. Located along the scenic Suwannee River, this vibrant city is an outdoor enthusiast's paradise, boasting lush parks, serene springs, and endless opportunities for hiking, fishing, and kayaking.

Fanning Springs is not just about its breathtaking scenery; it’s also a place where families can thrive. With a strong sense of community, friendly neighbors, and excellent schools, it’s an ideal location for those looking to settle down. The city is conveniently located near larger urban centers, providing easy access to shopping, dining, and entertainment while retaining that peaceful, rural vibe.

For homebuyers seeking affordable options, Fanning Springs has a delightful selection of homes priced under $400,000. Whether you're a first-time buyer, a growing family, or looking for a cozy retirement retreat, you'll find a variety of charming properties that cater to every lifestyle. From quaint cottages surrounded by nature to modern homes with spacious yards, the real estate market here is as diverse as its residents.

Imagine waking up to the sounds of nature, enjoying your coffee on a sunny porch, and exploring the beautiful springs just minutes from your doorstep. With its affordable housing, friendly community, and stunning natural surroundings, Fanning Springs is the perfect place to call home. Come discover the magic of Fanning Springs and find your dream home today!

Newest Fanning Springs Homes under $400,000

16624 Nw 85th Ter, Fanning Springs
$95,000
2 Beds ⋅ 2 Baths ⋅ 800018 MLS
If you're looking for an affordable place with a little privacy this one is worth checking out. This single-wide mobile home sits under a beautiful canopy of mature oak trees and has been used as a rental property for several years. It offers a simple, practical setup with room for a new owner to make updates over time. Inside, you'll find an open living and dining area, wood-look flooring, vaulted ceilings, and a kitchen with plenty of cabinet space, a refrigerator, range, and double sink. The layout is straightforward and functional, with good natural light throughout the home. Outside, the property has a spacious yard, a long driveway, lots of mature trees, and a detached storage building for tools, lawn equipment, or extra storage. The setting has that quiet North Florida feel without trying to be anything fancy. For an investor, this could be another rental opportunity. For someone looking for an affordable primary home, starter home, or place to downsize, it also offers a chance to buy something simple and improve it along the way. If you've been searching for an affordable mobile home for sale, manufactured home, rental property, investment property, or North Florida real estate with mature oak trees and outdoor space, this property has plenty of potential. Property is close to Fanning Springs State Park, the Nature Coast trail and conveniently located between Chiefland and Fanning Springs. Come take a look and see what you could do with it.

16624 Nw 85th Ter, Fanning Springs
9249 Emily Dr, Fanning Springs
$384,900
3 Beds ⋅ 2 Baths ⋅ 799939 MLS
Makes you want to stop and take a picture! Exceptional curb appeal and beautiful landscaping welcome you to this meticulously cared-for 3-bedroom, 2-bath custom home nestled within the gated Riverwalk of Fanning Springs. Truly one of a kind, this is the only home in the community built by this respected local custom home builder, and the quality craftsmanship and thoughtful details are evident from the moment you step inside. The bright, open floor plan is beautifully appointed with luxury vinyl plank flooring throughout, upgraded lighting fixtures, wide baseboards and oversized trim above the doors, creating an elevated custom farmhouse feel. The spacious great room is accented by beautiful tray ceiling detail and flows effortlessly into the large dining area, providing a wonderful layout for both everyday living and entertaining. The heart of the home is the light-filled kitchen, featuring an abundance of shaker-style wood cabinetry, granite countertops, stainless steel appliances, a lovely tiled backsplash and a large center island with plenty of room to gather. A perfectly placed window above the kitchen sink overlooks the backyard, while an AMAZING oversized walk-in pantry provides exceptional storage and is sure to be a favorite feature of the home. A spacious laundry room adds even more functionality. The private owner's retreat is generously sized and features a large walk-in closet and a beautifully appointed en-suite bath designed for relaxation. Enjoy double vanities with granite countertops, a gorgeous tiled walk-in shower, the perfect soaking tub, private water closet and an operable window providing natural light and fresh air. On the opposite side of the home, two spacious guest bedrooms and a full guest bath create a desirable split-bedroom floor plan offering privacy for family and guests. French doors open to a wonderful screened-in back porch overlooking a beautifully grassed backyard—the perfect place to enjoy your morning coffee, unwind at the end of the day or simply watch the abundant wildlife, including deer, birds and even hummingbirds. The property backs to an expansive wooded green space, creating a peaceful, private backdrop with no home directly behind you. Additional features include a metal roof, gutters and downspouts, HardiePlank siding, sprinkler system, upgraded lighting, long driveway and a 2-car garage with the added convenience of a separate exterior side-entry door. And the lifestyle is just as impressive as the home! Riverwalk of Fanning Springs is a gated, back-to-nature community where paved and chipped trails meander throughout the neighborhood. Residents enjoy an impressive 6,000+ sq. ft. clubhouse perfect for gatherings and large parties, an expansive pool area, fitness center, sauna, basketball court, and tennis/pickleball courts. The community's paved trail connects directly to the 32-mile Nature Coast State Trail, where you can bike or walk across the Suwannee River or ride your bike to nearby Fanning Springs State Park. Custom quality, privacy, nature and top-notch amenities come together in a community that still maintains a welcoming, down-home feel. This beautifully maintained home truly offers the best of Riverwalk living—come take a look and see why it is so special!

9249 Emily Dr, Fanning Springs
17430 Nw 80th Ct, Fanning Springs
$269,000
3 Beds ⋅ 2 Baths ⋅ 799856 MLS
Enjoy peaceful North Florida living in this 3-bedroom, 2-bath home situated on 1.75 acres in the Silver Oaks Subdivision of Fanning Springs, Florida. A covered front porch welcomes you home, while the enclosed back porch provides additional space to relax and entertain and is equipped with a portable A/C unit for added comfort. An attached carport offers convenient covered parking. Outside, the property is packed with features for hobbies, storage, and entertaining. Enjoy fruit trees and a sprinkler system supplied by a private well, along with a 40x40 enclosed building offering plenty of room for RV parking, a workshop, or additional storage. A separate workshop provides even more space for projects and equipment. The property also includes a shuffleboard court and two RV hookups, making it ideal for hosting family and friends. Located in Fanning Springs, you'll enjoy a relaxed small-town setting with convenient access to shopping, dining, and everyday amenities in nearby Chiefland. The area is known for its abundance of outdoor recreation, including nearby rivers, natural springs, boating, fishing, and access to the beautiful Nature Coast. Come enjoy the space, versatility, and North Florida lifestyle this property has to offer!

17430 Nw 80th Ct, Fanning Springs
7618 Juanita Pl, Fanning Springs
$375,000
3 Beds ⋅ 2 Baths ⋅ 799760 MLS
Welcome home to the beautiful Riverwalk of Fanning Springs, a gated community just around the corner from the Suwannee River! This gorgeous 3-bedroom, 2-bath home has been so meticulously maintained, it shows like new construction. From the moment you arrive, you'll notice the beautiful landscaping and thoughtful upgrades throughout—no expense was spared! Step inside to an inviting, light-filled interior featuring Luxury Vinyl Plank flooring throughout the living areas and bedrooms, custom blinds, a storm door, keyless entry, and an abundance of natural light from the many windows and transoms. The spacious Great Room is highlighted by a sleek electric fireplace with a beautiful custom stone accent wall, creating the perfect focal point for the space. The dream kitchen offers granite countertops, a large center island, white subway tile backsplash, custom pendant lighting, stainless steel appliances, and a double-door pantry providing plenty of storage. The spacious Owner's Retreat features a beautiful tray ceiling accented with crown molding and a private en-suite bath complete with dual vanities, granite countertops, a tiled walk-in shower, and additional storage shelving. Both guest bedrooms are generously sized with the guest bath conveniently located between them. A separate laundry/mudroom is located just off the two-car garage for added convenience. French doors from the Great Room lead to the large vaulted covered back porch, perfect for relaxing or entertaining. The owners extended the concrete to create an additional patio area and fully fenced the backyard with attractive black chain-link fencing. There's even a convenient pet door for your furry family member! The backyard offers a peaceful setting and backs up to a large tract of beautiful farmland, providing a wonderful open view. The exterior is just as impressive, freshly painted with gorgeous landscaping, a sprinkler system, a separate irrigation well to help save on the water bill, a French drain, metal roof, and gutters with leaf guards. And there's more! Leaving the home FULLY FURNISHED is negotiable! Living in Riverwalk means enjoying an incredible collection of community amenities, including a 6,000+/- sq. ft. clubhouse, large swimming pool, tennis and pickleball courts, sauna, fitness center, and paved walking and biking trails that meander throughout the neighborhood and connect to the 32-mile Nature Coast State Trail, offering a scenic route toward the Suwannee River and Fanning Springs. This home truly looks like it belongs in a magazine and is move-in ready from top to bottom. With its beautiful upgrades, peaceful backyard setting, and outstanding community amenities, this is one you won't want to miss.

7618 Juanita Pl, Fanning Springs
9610 Michigan Dr, Fanning Springs
$139,900
2 Beds ⋅ 2 Baths ⋅ 799738 MLS
2/2 Doublewide on a Beautifully Manicured 1/2 Acre Lot in Mossy Oaks S/D. Open Spacious Floor Plan, Vaulted Ceiling, Walk-in Closets, Metal Roof, Screened Porch, Carport and Storage Shed. Looking for a Home, Vacation getaway or Investment property this could be the one!!! Just minutes from the Suwannee River, and multiple fresh water springs. Located in the Nature Coast of Florida!

9610 Michigan Dr, Fanning Springs
7515 Morning Dove Trl, Fanning Springs
$285,000
3 Beds ⋅ 2 Baths ⋅ 799674 MLS
**Welcome to Riverwalk in Fanning Springs!** This beautifully maintained 3-bedroom, 2-bath home is located on a desirable corner lot in the sought-after gated community of Riverwalk and is truly move-in ready. Featuring durable hard-surface flooring throughout with no carpet, fresh interior paint, and several handicap-accessible features, this home offers both comfort and convenience. The spacious eat-in kitchen offers ample cabinet and counter space, a convenient breakfast bar, and plenty of room for meal preparation and entertaining. The split floor plan features a generous primary suite designed for privacy and relaxation, complete with a large walk-in closet. The primary bathroom features a wheelchair-accessible layout with handicap-accessible features for added convenience. Spacious guest bedrooms provide comfortable accommodations for family and visitors. Step outside to the covered back porch, an inviting space that's perfect for entertaining guests, enjoying your morning coffee, or simply relaxing while overlooking the backyard. Riverwalk residents enjoy an exceptional lifestyle with low HOA fees and access to outstanding community amenities, including a clubhouse, swimming pool, fitness center, pickleball and tennis courts, and a half basketball court. Just outside the community, the Nature Coast Greenway Trail offers miles of scenic walking and biking paths, while the Suwannee River is only minutes away, providing easy access to crystal-clear springs, public boat ramps, fishing, kayaking, boating, and endless opportunities to enjoy Florida's beautiful Nature Coast. If you're looking for a meticulously maintained home in a peaceful, gated community with outstanding amenities and outdoor recreation right at your doorstep, this property is a must-see. Schedule your private showing today!

7515 Morning Dove Trl, Fanning Springs
8310 Canal Ave, Fanning Springs
$249,900
3 Beds ⋅ 2 Baths ⋅ 799622 MLS
Escape to the heart of Florida's Nature Coast with this charming 2-bedroom, 2-bath elevated home situated on an oversized 2.41 acre lot just steps from the Suwannee River. Offering 1,288 square feet, this property combines peaceful country living with unbeatable access to some of North Florida's best outdoor recreation. The beautifully landscaped acreage features a park like setting with scattered mature oak trees providing the perfect balance of shade and open grassy space. A picturesque creek boarders the rear of the property, creating a peaceful backdrop. During periods of higher river levels, the creek becomes a beautiful flowing waterway, adding even more character to this unique property. The elevated home provides covered space underneath complete with a laundry room and ample storage for boats, fishing gear, hunting equipment, tools, or outdoor toys. Whether you are an avid fisherman, boater, hunter, or simply love the outdoors, you'll appreciate being close enough to the Suwannee River to enjoy quick and easy access to world class fishing, boating, kayaking, and endless waterfront adventures. Inside this neighborhood is a private springs for your access with optional once a year fee that comes with key to private spring and access to a lot on the Suwannee River perfect for camping, grilling or just spending time swimming with family. Also, Fanning Springs State park is less than five minutes away where you can swim in crystal clear water year-round and watch manatees gather in the warm spring water during the winter months. Just a short walk away public hunting lands provide an excellent base camp for hunting enthusiasts as well or nice trails to walk with family or dogs during off-season. Conveniently located just 10 minutes from Chiefland and only 35-40 minutes from Gainesville, you'll enjoy the serenity of country living without sacrificing access to shopping, dining, healthcare, and everyday conveniences. Whether you are looking for a peaceful retirement retreat, a weekend hunting/fishing getaway, or the place you proudly call forever home, this property offers the space, location, and Old Florida charm to make it all possible. Don't miss this rare opportunity to own acreage in one of Suwannee River areas most desirable locations.

8310 Canal Ave, Fanning Springs
8071 172nd Ln, Fanning Springs
$299,000
3 Beds ⋅ 2 Baths ⋅ 799602 MLS
Welcome to this beautifully maintained 2024-built home in the desirable Silver Oaks neighborhood of Fanning Springs. Situated on a wooded half-acre lot, this 3-bedroom, 2-bath home offers privacy, modern finishes, and a peaceful North Florida setting. A spacious front porch, attractive fiber-cement siding and trim, landscaped yard, and millings driveway create inviting curb appeal. Inside, the bright and open floor plan features 9-foot exterior walls, a cathedral ceiling in the great room, abundant natural light, and luxury vinyl plank flooring throughout the main living areas. The kitchen is designed for both everyday living and entertaining, with wood cabinetry, granite countertops, stainless steel appliances, and a large center island with a snack bar. The spacious primary bedroom includes a tray ceiling and private en-suite bathroom featuring granite countertops, dual undermount sinks, and a tiled shower. Two additional generously sized bedrooms provide flexibility for family, guests, or a home office. Enjoy the mature trees and private backyard from the rear patio. Conveniently located near Chiefland and within driving distance of Gainesville, the property also offers easy access to Fanning Springs State Park, the Suwannee River, area freshwater springs, and the Gulf Coast, including popular destinations such as Cedar Key. This move-in-ready home combines modern comfort, natural surroundings, and convenient access to the best of Florida's Nature Coast.

8071 172nd Ln, Fanning Springs
17416 Nw 89th Ter, Fanning Springs
$134,900
2 Beds ⋅ 2 Baths ⋅ 799545 MLS
2/2 on 1 fully fenced acre in Fanning Springs -city water, New siding, New flooring, New Kitchen cabinets and brand-new appliances Including gas stove, micro, refrigerator. 30 amps RV Hookup, 2 Sheds with Power, separate Carport, Fiber-Optic Internet, No HOA Cedar trees and Mulberry trees enhance the secluded setting. Paced road and street lights. Perfectly located near Fanning Springs State Park (1 mile) and Manatee Springs State Park, both offering spring-fed swimming, boat launches, and scenic hiking trails. Both parks will take you to the historical Suwannee River and then to the Gulf of Mexico. The property is steps way from the Nature Coast State Trail, ideal for walking and bike riding with easy access to Chiefland or Dixie County. Enjoy close amenities including Walmart, restaurants, medical facilities, and everyday shopping. No HOA gives you full freedom to enjoy the property your way.

17416 Nw 89th Ter, Fanning Springs
9249 Greenways Ln, Fanning Springs
$299,995
3 Beds ⋅ 2 Baths ⋅ 799485 MLS
Beautiful 3/2 Riverwalk Home Awaits!!! Open Living, Dining, Kitchen... New Stainless Steel Appliances, Beautiful Granite Counter Tops & Tile Flooring! Spacious Master Bedroom w/Large Walk in Closet & Laminate Flooring. Gorgeous Master Bath, w/Large Walk in Tile Shower and His & Her Vanity! This Exclusive Riverwalk Gated Community offers Amenities such as nature trails, tennis courts, basketball court, swimming pool and a club house! Also has a whole house generator for peace of mind The storage shed is air conditioned and would make a great arts & crafts, she shed or extra storage area. Call Now to see this Awesome Opportunity!!!

9249 Greenways Ln, Fanning Springs
8391 Nw 172nd Ln, Fanning Springs
$199,900
3 Beds ⋅ 2 Baths ⋅ 799389 MLS
Welcome to easy living in the charming community of Silver Oaks! This NEW 3bd 2ba 2025 manufactured home is perfectly situated on a beautiful half-acre corner lot, offering a peaceful blend of open space and mature live oaks that provide both shade and privacy. Step inside to a bright and inviting open floor plan designed for modern living. The spacious great room flows seamlessly into the kitchen and dining area, where an island creates the perfect gathering space for family and friends. Vinyl flooring runs throughout the home, combining style with low-maintenance convenience. A generously sized laundry room adds functionality and even offers direct access to the backyard. The split floor plan provides ideal privacy, with a large owner's retreat tucked away for comfort. Enjoy a well-appointed en-suite bathroom featuring a double vanity, walk-in shower, and a spacious walk-in closet. On the opposite side of the home, two additional bedrooms and a full bathroom offer plenty of room for family, guests, or a home office. Located just minutes from Fanning Springs State Park and the scenic Suwannee River, outdoor adventures like swimming, boating, and kayaking are right at your fingertips. Plus, you're conveniently close to medical facilities, dining, and shopping, making everyday living a breeze. Whether you're looking for a full-time residence or a peaceful retreat, this home offers the perfect combination of comfort, convenience, and laid-back Florida living.

8391 Nw 172nd Ln, Fanning Springs
9106 Maryann Dr, Fanning Springs
$384,900
4 Beds ⋅ 2 Baths ⋅ 799289 MLS
Welcome to this meticulously maintained 4 bedroom, 2 bath pool home located in the highly sought-after gated community of Riverwalk of Fanning Springs. Combining modern comfort, thoughtful upgrades, and resort-style amenities, this property offers the perfect blend of luxury and relaxed Florida living. Topped with a durable metal roof this home welcomes you with an expanded concrete driveway, sidewalks surrounding the home, and impressive curb appeal. Step inside to discover a spacious open floor plan that seamlessly flows from the great room into the dining area and kitchen, creating the ideal setup for entertaining and everyday living. The kitchen features beautiful wood cabinetry, a center island, soft-close cabinet drawers, and sleek slate “no fingerprint” appliances including a new dishwasher. Updated modern lighting, 9' ceilings, white wood blinds, and smart home features including a Nest thermostat and Blink doorbell add both style and convenience throughout. The split floor plan provides privacy and functionality, with a spacious owners retreat featuring a large walk-in closet, double vanities, and a tiled walk-in shower. On the opposite side of the home are three additional bedrooms and a generously sized guest bathroom. Brand new Mohawk carpet installed in April 2026 adds warmth and comfort to the bedrooms. ( A few photos have virtual enhancements) Step through the French doors to your own private backyard oasis. The oversized covered porch overlooks a stunning 3.5-year-old saltwater pool complete with a large sun shelf and built-in umbrella holder. Enjoy the oversized concrete decking with “cool deck” coating designed to stay comfortable underfoot, along with a new pool filter and new salt cell installed in 2026. The backyard is fully fenced with new 2025 6' wood privacy fencing and backs up to beautiful green space, offering added privacy and peaceful views. Additional features include a 10x20 aluminum shed pre-wired for electric and customizable ClosetMaid ShelfTrack storage systems throughout the home. Riverwalk of Fanning Springs is known for its exceptional community amenities and natural beauty. Residents enjoy sidewalks, paved and chipped walking trails, and direct gated access to the Nature Coast Greenway Trail that meanders over the river. The impressive 6,000+ square foot clubhouse features a workout center, sauna, and ample entertaining space. The community also offers a large resort-style pool with paver decking, tennis and pickleball courts, basketball courts, and thoughtfully designed green space where no rear lot lines touch. Located less than 5 minutes from the famous Suwannee River and Fanning Springs State Park, this move-in ready home offers the lifestyle you've been dreaming of in one of the Nature Coast's most desirable gated communities.

9106 Maryann Dr, Fanning Springs
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