Affordable Land Under $100,000 on the Nature Coast

As of October 2026, about 250 parcels are for sale on our site at $100,000 or less, with an average asking price near $50,000. That includes cleared homesites, wooded lots, small acreage, and lots in river communities with shared boat ramps and parks.

For a lot of our buyers, this is the first step: a place to park the camper on weekends near the Suwannee or the Gulf, with plans to build later.

Questions to ask before you buy a getaway lot

  • Can I camp or keep an RV here? Each county, and many subdivisions, set their own rules on RV use, how long you can stay, and whether a camper can sit on a lot with no house.
  • Deed restrictions and HOA. Some river communities limit home size or ban mobile homes; others have no restrictions at all. Always read them first.
  • Power, water, septic. Find out what's already on the lot and what it costs to add.
  • Flood zone. River lots can be beautiful and also low. Check the flood zone and how the lot fared in recent high water.

First look at new lots

Want first look at new lots under $100K? Sign up for a free alert and tell us which river or town you prefer. Contact us or call (352) 498-5151.

Land Priced Under $100,000

00 S 129th Hwy, Bell
$100,000
800153 MLS
Discover the possibilities with this 5-acre vacant property located just off US Highway 129 in Bell, Florida! Offering a convenient location with easy access to a main highway, this partially fenced tract provides space to explore a variety of potential uses. Whether you're looking for acreage to invest in, land for recreational use, or a property to develop according to your plans, this parcel is worth a look. Enjoy the opportunity to own 5 acres in the Bell area of North Florida, with access to nearby towns and the rural lifestyle the area is known for. Buyers should verify zoning, permitted uses, utilities, access, and any building requirements with the appropriate authorities.

00 S 129th Hwy, Bell
1 Se 855th Ave, Suwannee
$100,000
796434 MLS
Price reduced to 100K!!! MOTIVATED SELLER!!!!!! DIXIE COUNTY JUST PASSED ORDINANCE THAT NO NEW RV EXCEPTIONS WILL BE ALLOWED. Looking for a place in Suwannee to park your RV and have plenty of room for your boat and other equipment, HERE IT IS!!!. This property consist of over an acre and also has a turn key RV set up in place. Just come on down and back your RV into a 20 X 50 metal carport with a 10 X 20 storage room on one end. This property is partially fenced with a man made canal on one side. This property is only a couple of minutes from all that Suwannee has to offer. This includes 2 marinas, a fish camp, 2 restaurants, post office hardware store, market and 6 or more boat ramps providing access to the Suwannee River and the Gulf of Mexico.

1 Se 855th Ave, Suwannee
00 Riverside Dr, O'Brien
$99,999
799993 MLS
Discover your own piece of North Florida with this 1.9-acre vacant parcel in O'Brien, located in the peaceful Riverside Landing area near the Suwannee River. Surrounded by the natural beauty that makes this part of Suwannee County so special, this property offers an opportunity to enjoy quiet country living while staying close to some of North Florida's most popular outdoor destinations. Whether you're searching for land for a future homesite, weekend getaway, or simply a place to escape the crowds and enjoy the outdoors, this property puts you in the heart of Florida's spring and river country. Spend your days boating, kayaking, fishing, swimming, or exploring nearby Little River Springs, Royal Springs, the Suwannee River and the crystal-clear waters of the Ichtucknee. With 1.9 acres of completely vacant land, you have a blank canvas to make your own. Enjoy the privacy and slower pace of rural North Florida with O'Brien and Branford nearby for everyday necessities and additional access to the area's river and springs. If you have been looking for affordable acreage where weekends can be spent on the river, at the springs, or simply enjoying your own piece of Florida, this property deserves a look. Come experience the natural beauty and laid back lifestyle of Suwannee County!

00 Riverside Dr, O'Brien
Museum Dr, Cedar Key
$99,900
799264 MLS
Lots 35 & 36 are tucked beneath towering pines and overlook the breathtaking salt marshes of Cedar Key! This 0.36-acre homesite offers the perfect setting for your coastal getaway. Imagine building a charming stilt home where peaceful marsh views and spectacular sunsets become part of everyday life. Nature lovers will appreciate the incredible birdlife surrounding the property, with frequent sightings of ospreys, eagles, egrets, herons, pelicans, and roseate spoonbills right outside your door. Located on a private limerock road, this property offers the privacy and tranquility you crave while still being just a short golf cart ride from the shops, restaurants, and waterfront charm of downtown Cedar Key. With no HOA and no annual dues, you'll enjoy the freedom to create your own island retreat exactly the way you envision it.

Museum Dr, Cedar Key
Tbd Se 890th Ave, Suwannee
$99,900
796181 MLS
Owner Financing Available! Don't miss this rare opportunity to own a beautiful canal-front lot in the heart of Suwannee, Florida. Located just minutes from the open waters of the Gulf of America, this spacious vacant lot offers direct access to the Suwannee River and some of the best fishing, boating, and water recreation in the area. Surrounded by natural beauty and offering serene water views, this is the perfect spot to build your dream coastal retreat or vacation getaway. Whether you're an avid angler or simply seeking a peaceful waterfront lifestyle, this property is a true gem. Utilities are available nearby, making it even easier to bring your vision to life.

Tbd Se 890th Ave, Suwannee
000 Nw Hwy 19/98, Fanning Springs
$99,500
798970 MLS
HIGH VISIBILITY COMMERCIAL CORNER LOT ON US 19 WITH 250' FRONTAGE. Position your business for success with this exceptional 1.05-acre CORNER LOT located directly on highly traveled US Hwy 19/98. With an average daily traffic count exceeding 13,000 vehicles per day, this property offers outstanding visibility and exposure for a wide range of commercial ventures. Zoned GENERAL COMMERCIAL, this versatile parcel is ideal for retail, service-based businesses, medical or dental offices, business or professional use and much more. The corner location provides excellent accessibility for easy ingress, egress, and strong customer flow. CITY WATER IS AVAILABLE, adding to the property's development potential. Whether you're ready to build now or prefer to invest for the future, this property offers the flexibility to fit your goals—buy now and build later or start developing immediately. No flood zone—all high and dry. Recently surveyed. Located just under 2 miles from Fanning Springs and the Suwannee River, and only a block from the Nature Coast Trail—bringing additional traffic and visibility to your future business. ATTENTION BUSINESS OWNERS and INVESTORS--this is a rare opportunity to secure a high-exposure commercial site in a growing area. DON'T MISS OUT!

000 Nw Hwy 19/98, Fanning Springs
000 Nw 98th Ln, Branford
$99,500
798774 MLS
FIVE-ACRE PARCELS ARE ALWAYS IN DEMAND, and this one offers space, privacy, and beautiful natural surroundings in Gilchrist County—known for lower taxes and great schools—the perfect place to call HOME. A good portion of the land is already cleared, with a few scattered live oaks that create a stunning setting for a homesite or pasture. The acreage is mostly flat with just enough gentle roll to add character while still making it easy to build and enjoy. This is the perfect canvas for a mini farm, with plenty of room for a garden, animals, and outdoor living--BRING YOUR HORSES AND YOUR VISION. With no HOA and mobile homes allowed, you have the freedom to create the country lifestyle you've been looking for. This property also offers excellent homestead potential for those wanting space to live more self-sufficiently. Located on a quiet country road between Bell and Branford, you'll enjoy the charm of small-town living while still being within a short drive of everyday necessities. For added peace of mind, the land is not located in a flood zone, allowing you to build with confidence. Whether you're planning your dream homesite, starting a mini farm, or looking for a great land investment, this acreage offers plenty of opportunity.

000 Nw 98th Ln, Branford
State Rd 349, Suwannee
$99,000
799353 MLS
Being sold is two lots totaling .5 acre in a prime coastal setting. Paved road frontage, fenced and gated for privacy and security, and just a couple of miles from Suwannee and the Gulf.. Quiet, coastal atmosphere with easy access to the water Close to marinas, restaurants, and outdoor recreation, this 1/2 acre (two lots) is ready for development! Build a custom site-built home or set up a mobile home. Cast a line and fish all day just minutes from your own property, then return to the comfort of your private property with pond frontage. An excellent opportunity to own a versatile coastal lot in a sought-after location—the combination of space, secure access, and proximity to town and the Gulf make this a must see property! Schedule a tour of the property today! While you're here, explore nearby marinas and dining options and enjoy a Suwannee sunset!

State Rd 349, Suwannee
101st Ct, Archer
$99,000
796211 MLS
This 4.43-acre vacant residential parcel offers a rare opportunity for peaceful country living with horses welcome. The property provides ample space for a custom home, equestrian use, or small agricultural activities. With open, usable land and a residential zoning designation, this parcel is well-suited for those seeking privacy, space, and a rural lifestyle. The generous acreage allows for barns, paddocks, and riding areas, while still offering convenient access to nearby roads and amenities. Ideal for building your dream home with room to roam. Beautiful property in flood zone X. Great spot for horses and wildlife as property backs up to Goethe State Forest! This property is in an HOA. Mobile homes allowed.

101st Ct, Archer
9099 N Deltona Blvd, Dunnellon
$96,000
799619 MLS
Attention builders, developers and investors! Discover a unique opportunity to own 1.25 acres in the growing Citrus Springs community. This wooded, mostly level and rectangular parcel offers approximately 200 feet of frontage on paved N Deltona Boulevard and provides excellent potential for duplexes, townhomes, apartments or other income-producing development. Public water and sewer are available, and the property is located in Flood Zone X with no mandatory HOA fee. Enjoy convenient access to US Highway 41, shopping, restaurants, schools, medical facilities, downtown Dunnellon, Rainbow Springs, the Withlacoochee State Trail and nearby golf courses. Whether you are looking for vacant land, a development site or a long-term real estate investment, this Citrus County property offers plenty of possibilities in an area experiencing continued residential growth.

9099 N Deltona Blvd, Dunnellon
0000 Us Hwy 19, Chiefland
$95,000
800056 MLS
Prime commercial opportunity in Chiefland, Florida! This vacant 0.91-acre commercial lot is conveniently located just off US Highway 19, offering easy access and excellent visibility in a growing North Florida community. The property provides a versatile opportunity for a business, office, retail location, service-based business, or future commercial development, subject to zoning and county requirements. With its convenient location near US Highway 19, the property is positioned for easy access to surrounding communities and local amenities. Whether you are looking to establish a new business, expand an existing operation, or invest in commercial real estate, this 0.91-acre parcel offers a manageable size with plenty of potential. Buyer to verify zoning, permitted uses, utilities, access, and development requirements with the appropriate authorities.

0000 Us Hwy 19, Chiefland
510 Ne 249th Ave, Old Town
$95,000
799579 MLS
4.82 acres, fenced, driveway has culvert. Nice lime rock driveway to back of property where there is a large area cleared out for your site built or mobile home. Property has a well and power pole. There was an older mobile home on the property that was removed, so a septic is on site, just needs locating and certified/inspected to ensure its usability. This is a nice piece of property. Quite area and good roads. Ready for you to build or bring in your mobile home.

510 Ne 249th Ave, Old Town
12 E 3rd Ave, Horseshoe Beach
$95,000
799410 MLS
Discover your perfect escape in Florida's "Final frontier", Horseshoe Beach. Nestled off the beaten path, this serene location offers some of Florida's best fishing and scalloping. This 1 + -acre (mol) buildable lot is situated in the exclusive Tega Cay Subdivision, the only deeded community within Horseshoe Beach. This unimproved lot provides the ideal canvas to design your dream home. The Tega Cay Association, dedicated to site-built homes/mobile homes only, ensures a harmonious and well-maintained neighborhood. As a resident, you'll enjoy access to a convenient boat ramp, making your water adventures effortless. Embrace the tranquility and natural beauty of Horseshoe Beach, where coastal living meets untouched charm. Don't miss the opportunity to build your slice of paradise in this unique and picturesque location. Join us at Horseshoe Beach point and enjoy one of Horseshoe's famous sunsets! Don't miss your opportunity to own this beautiful lot.

12 E 3rd Ave, Horseshoe Beach
Lot 7 1st Ave, Horseshoe Beach
$95,000
799325 MLS
This Old Florida View lot in the Tega Cay Subdivision will offer amazing views once you have your home elevated. It does share the Private Boat Ramp & fish cleaning station at the Egret Landing Condo's. Come and build your new dream home or elevate the perfect manufactured one of 1200 sq. ft. or larger to enjoy what we know as Paradise.

Lot 7 1st Ave, Horseshoe Beach
State Rd 24, Cedar Key
$95,000
799208 MLS
Commercial zoned property strategically located just minutes from the island of Cedar Key, offering an excellent opportunity to invest along Florida's beautiful Nature Coast. This versatile 1-acre parcel enjoys convenient highway accessibility while still benefiting from the area's strong tourism, boating, fishing, and coastal traffic. Ideal for retail, restaurant, storage, office space, service business, or future development, the property provides plenty of room to bring your vision to life. The adjoining parcel is also available for purchase, offering the potential for expanded acreage and additional development opportunities. Enjoy the advantage of a high-visibility location near one of Florida's most beloved waterfront destinations while offering easy access for customers, residents, and visitors alike.

State Rd 24, Cedar Key
State Rd 24, Cedar Key
$95,000
799207 MLS
Commercial zoned property strategically located just minutes from the island of Cedar Key, offering an excellent opportunity to invest along Florida's beautiful Nature Coast. This versatile 1-acre parcel enjoys convenient highway accessibility while still benefiting from the area's strong tourism, boating, fishing, and coastal traffic. Ideal for retail, restaurant, storage, office space, service business, or future development, the property provides plenty of room to bring your vision to life. The adjoining parcel is also available for purchase, offering the potential for expanded acreage and additional development opportunities. Enjoy the advantage of a high-visibility location near one of Florida's most beloved waterfront destinations while offering easy access for customers, residents, and visitors alike.

State Rd 24, Cedar Key
430 Nw Fourth St, Steinhatchee
$95,000
795303 MLS
Located in one of Steinhatchee's most promising areas for growth, this 50x200 lot sits just steps away from the upcoming 18-acre waterfront development and the 60-acre Taylor County park. Whether you're thinking about building a weekend getaway, investing in land while prices are still reasonable, or simply securing a spot near the water, this lot offers potential in all the right places. City water is already connected, power is available (just needs a new pole), and a deposit has already been made for city sewer. With three additional adjoining lots also available, there's room to grow if you have bigger plans in mind. The location speaks for itself—surrounded by natural beauty, public access, and soon, even more community development. Just a short golf cart ride to Roys, Crabbie Dads Bar & the Deadman's Bay Marina, this lot checks all the boxes! **For all development, be sure to double check with Taylor County to confirm all plans**

430 Nw Fourth St, Steinhatchee
639 Ne 298th Ave, Old Town
$94,900
800035 MLS
Come enjoy the best of Old Florida country living on this beautiful 5-acre parcel, already cleared and ready for your dream home or country retreat. The property offers a wonderful balance of open space and mature trees, providing a natural setting with privacy, shade, and tranquility while still giving you plenty of room to create the homesite you've always wanted. Conveniently located just mile from Highway 349, this property offers easy access to Old Town while maintaining that peaceful, rural feel. You'll be only approximately 2–3 miles from public boat ramps providing access to the historic Suwannee River, making it easy to enjoy boating, kayaking, fishing, and exploring one of Florida's most beautiful waterways. The property also has a prior well and septic system in place. The condition, functionality, and suitability of the existing well and septic are unknown and are to be independently verified and determined by the Buyer. And when you're ready for the Gulf, the Gulf of America is only about a 25–30 minute drive, opening the door to incredible kayaking, boating, and some of the best freshwater and saltwater fishing Florida has to offer. For everyday conveniences, Chiefland is also approximately 25–30 minutes away, offering restaurants, shopping, Walmart, Aldi, and other necessities. Whether you're looking to build your forever home, a peaceful weekend getaway, or simply own a piece of beautiful North Florida land, this property offers the space, privacy, convenience, and outdoor lifestyle that make country living so special. Come enjoy a slower pace, wide-open skies, and the natural beauty of Old Florida—all while staying within easy reach of the river, Gulf, and nearby communities. Call me today for a showing!

639 Ne 298th Ave, Old Town
Tbd Sw 9th St, Williston
$92,500
799412 MLS
Welcome one of Williston's most desirable communities, Camellia Plantation! This stunningly cleared 1 acre lot is ready for your dream home! This gorgeous property is located on a paved cul-de-sac, surrounded by custom homes. Camellia Plantation has NO HOA. There is plenty of room for your custom home, workshop and pool and you will love the freedom this property provides. Property is minutes from downtown Williston and a short drive to Gainesville and Ocala. Don't miss one of the last opportunities to build your home in Camellia Plantation!

Tbd Sw 9th St, Williston
Sw 51st Ave, Trenton
$91,200
799770 MLS
Experience the serene beauty of Trenton, FL with this 5-acre parcel in Gilchrist County's Rambling Rambo Estates. Nestled at the end of SW 51st Ave, enjoy privacy and a rural setting. Perfect for future residential plans, subject to county approval, this wooded lot offers ample space for homesteading. Located outside FEMA's Special Flood Zones, this opportunity is perfect for those seeking a peaceful North Florida lifestyle.

Sw 51st Ave, Trenton
1709 Nw 5th St, Chiefland
$90,000
799879 MLS
Discover an opportunity to own 1.4 acres in the heart of Chiefland, Florida! This unique L-shaped offering consists of multiple adjoining lots, with one side providing frontage along NW 5th Street and the additional lots extending behind and to the south. The front portion is partially cleared, while the remaining acreage is wooded, offering a blend of open space and natural surroundings. City water and sewer are available along NW 5th Street, providing the potential for convenient access to public utilities. The property is ideally situated within walking distance of numerous local businesses and restaurants and is located in a golf-cart-friendly area of Chiefland, allowing you to easily travel by golf cart to many of the city's amenities, including nearby shopping. Outdoor recreation is also close at hand, with Manatee Springs State Park and the Suwannee River just a short drive away. Whether you're looking for a property with room to build, an investment opportunity, or a convenient location close to the heart of Chiefland, this unique 1.4-acre parcel offers plenty of possibilities. Buyer to verify all zoning, utility availability, access, permitted uses, and development requirements with the City of Chiefland.

1709 Nw 5th St, Chiefland
Ne Rivers Bend Way, Steinhatchee
$90,000
798848 MLS
Prime Homesite in River's Bend Subdivision – Steinhatchee, FL Discover the perfect place to build your coastal getaway or investment property in the highly desirable River's Bend Subdivision. This homesite offers access to community docks with a short boat ride to the Gulf, making it ideal for boating, fishing, and scalloping enthusiasts. Enjoy a peaceful Old Florida setting complete with frequent manatee sightings and eagles nesting nearby, creating a truly unique natural backdrop. Residents have full access to community amenities, including a pool, with HOA dues of just $100/month. Located in an X Flood Zone (no flood zone), this property offers added peace of mind for future development. Conveniently located just a golf cart ride away from marinas, restaurants, and all that Steinhatchee has to offer, this property blends relaxation with accessibility. Whether you're looking to build a personal retreat or an income-producing vacation rental, this lot offers exceptional potential in one of Steinhatchee's most sought-after waterfront communities.

Ne Rivers Bend Way, Steinhatchee
2338 Ne Ancient Oaks Dr, Steinhatchee
$90,000
795264 MLS
Escape to the natural beauty of Steinhatchee with this rare riverfront opportunity! Situated on over 2 acres in the private Ancient Oaks Air Park, this property offers direct access to the upper Steinhatchee River—perfect for your weekend getaway, vacation retreat, or future homesite. Enjoy the serene atmosphere surrounded by nature, with plenty of space to relax, explore, and unwind. Whether you're casting a line, scalloping during the summer season, or simply taking in the river views, this location is ideal for outdoor enthusiasts. With airstrip access for your small plane and river frontage, this unique property blends convenience and recreation—just bring your boat, your gear, and your sense of adventure. A hidden gem for nature lovers and adventurers alike—don't miss your chance to own a piece of paradise!

2338 Ne Ancient Oaks Dr, Steinhatchee
1030 Nw 78th Ave, Bell
$89,900
800131 MLS
Campgrounds full? No more waiting and hassles! Enjoy your own private 1 acre campsite in this quiet, friendly Suwannee river community! The Comfort site features a 96 sq. ft. storage/bathroom facility constructed of FEMA approved Acusteel, hurricane rated & anchored to meet 135 MPH winds. Convenient RV septic & water connection & 50 Amp power - ready for you & featuring lavatory & sinks, outdoor shower, exterior lighting, campfire pit with stone ring & concrete apron, picnic table, outdoor park grill and concrete fire wood holder. This lot is private & woodsy & you will enjoy river access just a short walk from your yard or a short drive to Log Landing Park and boat ramp - make a day trip by river to the gulf! No restrictions or HOA! The 2020 35' park model RV currently on the property is available to purchase for $15,000.

1030 Nw 78th Ave, Bell
Start Your Search

How much is your home worth?

Get instant property value now!